Personal finance doesn’t have to be a maze of numbers, complex formulas and confusing jargon. Our team of experts breaks down to the basics everything you need to know about credit cards, mortgages and refinancing, insurance, banking, getting out of debt and more, so you can feel confident that you’re choosing the smartest strategies and selecting the best financial products for your personal situation.

The 8 best credit cards for beginners to build credit and earn rewards
Looking to build your credit? These are the best credit cards for beginners with a limited credit history. Each card earns rewards and includes other benefits, like cell phone protection or a promotional interest rate.

5 cheaper alternatives to credit cards with high annual fees
When it comes to earning travel rewards, nothing beats a credit card with a hefty welcome bonus, generous earn rate and ongoing perks. But there is a catch: Many popular credit cards also carry high annual fees.